Americans owe nearly $1 trillion in credit card debt, which has just reached an all time high. The sad reality is that a lot of people fall into the debt trap at young age just because they want to build their credit history and earn reward points.

Perhaps having credit card debt has become as American as Apple Pie, but we find that unacceptable. It's time for a better debit card that replaces the need for a credit card.

It’s time for Extra.

Extra is the first debit card that allows you to earn reward points and build your credit history with every swipe, but only by using the money that you actually have in your bank account.

Extra is launching Winter 2020

Apply here